GOT DEBT ?    GET RID OF IT   and  GET A FRESH FINANCIAL START ! 

To many bills, aggravating collection calls, repossessions, evictions, foreclosures, medical bills, or lawsuits ! 

LIFE'S TO SHORT, CALL US TODAY AND STOP WORRYING !

Clenney and Palmer are the go to bankruptcy lawyers  / attorneys in Montgomery Alabama,

Prattville, Wetumpka, Auburn, Opelika, Troy, Alabama and the surrounding river region.

CALL US TO DAY and HAVE A BETTER TOMORROW !!  (334) 262-0400


Clenney and Palmer bankruptcy lawyers make them your choice in Alabama to end your financial and debt woes . 

CALL US TODAY AND FIND OUT WHY !  (334) 262-0400


ALABAMA LAW REQUIRES THE FOLLOWING : We are a debt relief agency and attorney at law who help people file for bankruptcy relief under the Bankruptcy Code. 
No representation is made that the quality of legal service to be preformed is greater than the quality of legal service preformed by other lawyers. 

Nothing Follows

When financial and debt issues arise, you want a knowledgeable and experienced attorney by your side. You need a dedicated Clenney & Palmer Bankruptcy Attorney to protect your property / assets and properly guide you through the bankruptcy process.

Because, Bankruptcies include Federal and State laws and are so complicated and volumous you should never file a bankruptcy on your own or without competent legal representation. 

            

  CONTACT INFORMATION :                                                                                                                          

    Telephone: ( 334 ) 262-0400           Address : 1738 Taliaferro Trail

    Toll Free: ( 866 ) 441-7498                            Montgomery, AL 36117               Like us on Facebook

    Fax: ( 334 ) 356-8327                                                                                                                                           Email : Debora@ClenneyPalmer.com   Ashley@ClenneyPalmer.com


STOP HARASSING DEBT COLLECTORS, GARNISHMENTS, LAWSUITS, REPOSSESIONS & FORECLOSURES

BANKRUPTCY IN ALABAMA


At Clenney & Palmer, Our bankruptcy attorneys have helped thousands of people navigate through the Bankruptcy process. We strive to make the bankruptcy experience as quick and painless as possible. 

Many people are apprehensive about filing for bankruptcy. At Clenney & Palmer, we are up front and keep our client's informed every step of the way during the bankruptcy process. We take the stress out of Bankruptcies.  You will always be in good hands with our experenced staff and bankruptcy attorneys. 

Article 1, Section 8, Clause 4, of the U.S. Constitution states " "Congress" shall establish ... uniform laws on the subject of Bankruptcy throughout the United States".  So in effect you have a constitutional right to discharge your debts through bankruptcy. 

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CHAPTER 13

DEBT CONSOLIDATION


In Chapter 13 bankruptcy, you keep your property, but pay back all or a portion of your debt ove a three to five year period of time. Chapter 13 requires you to use your income to repay some or all of your debt. You have to prove to the judge that you can afford to meet your monthly bankruptcy payments plus your monthly bills / living expenses.  If your debt is to high related to your income, you will be ineligible for a Chapter 13.

If your home is being foreclosed on, Chapter 13 bankruptcy, maybe a good solution to stop the foreclosure.  

 CHAPTER 7 

DEBT LIQUDATION


In Chapter 7 bankruptcy, a bankruptcy judge cancels many or all of your debts. At the same time a " bankruptcy trustee"  may also sell some of your property to repay your creditors.  The bankruptcy process normally takes four to six months, cost $335 in court filing and court administrative fees. In many, Bankruptcies you will only have to attend court once for the 341 meeting , also known the meeting of the creditors. 

After the judge grants a "discharge" all the debt that you listed in the bankruptcy petition will be wiped clean. You will not  have to make any payments to people and companies that you owed. 

CHAPTER 11

BUSINESS RESTRUCTURING


 Chapter 11 Bankruptcy helps businesses restructure it's debts by reducing obligations and modifying payment terms. Chapter 11 also helps the business balance its income and expenses, regain profitability, while continuing to  opertate. 

The business can sell some or all of its assets so it can downsize or pay down debts it owes. 

Chapter 11 Bankruptcy can be expensive, time consuming and complex. 

 Clenney & Palmer,LLC

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